HoodRich Training
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If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed.

– Edmund Burke –

Want to improve your credit? Want to own property? Want to improve your financial management? You are in the right place!  At CoLiberate USA we are your partner for financial health and building wealth!  We understand that financial management is hard and some of the difficulty is due to systemic inequity. National employment, housing, education, and voter discrimination have caused a gap in financial health between P.O.C. and white Americans  (Solomon et al., 2019; Mineo, 2021). Today, white residents with household incomes under $30,000 are three times more likely to have financial health than Black residents (12% compared with 4%), and twice as likely as Latinx residents 6% (Financial Health Network et al., 2023). This gap in financial health is the racial wealth gap. The racial wealth gap is a determinant of financial vulnerability, prevalence of crime, and lifetime earnings for communities of color (C.O.C.) in Chicago, IL. In the city of Chicago, 23% of residents are financially vulnerable, 1.5 times the national level; Black residents attain financial health at a rate of 13% and Latinx residents at a rate 16%, compared to white residents at a rate of 49% (Financial Health Network et al., 2023).

We believe that financial health is three fold: knowledge, skills, and emotional response to behavior.  To end this inequity, CoLiberate USA: HoodRich provides a three-phase financial health improvement program. 


     Financial behavior assessment and coaching, financial literacy training, & financial planning 


    1:1 real estate investor coaching with joint venture property acquisition and renovation


    Long term mentoring and coaching

    Our in-person, financial education event takes place on the 2nd Saturday of each month. Click the APPLY NOW button and register for the upcoming class today!

    Through this pipeline, we will: (a) improve participant financial health; (b) develop 100 new multifamily property owners, and (c) generate $300,000+ in equity for program participants within five years. From this, we envision communities of color where generational wealth is created by: (a) financial literacy that is accessible over dinner conversations; (b) financial health being the standard in communities of color; (c) real estate investment as a skill passed down within families of color. We envision the racial wealth gap as an inequity remembered in folklore, not felt by present generations.

    Ready for wealth?


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